I have a lot of credit cards. I know this because I’ve used them in every financial transaction that I have ever done. I have at least three credit cards with balances that are nearing the point of being maxed out. This is quite scary to think that I may have to take out a loan to pay back. Many people use this fact as a reason to skip credit card debt.
If I use that card (or any other card) every day, I am doing something stupid. You can’t steal a loan or take out a debt that I thought I know of. I’m not even sure I have a job, so I’m not sure how I will get my credit card for that.
I am not sure if the “rich wallet” thing is a good reason to skip credit card debt. In fact, it is one of the most stupid reasons I have ever heard. I have an idea if I was to do that, but this is my first job out of school. If I had a job, I would never get a credit card. So I am not sure if I should be worried.
In the end, the rich wallet thing is a terrible reason to skip credit card debt. It’s not even the reason to not use a credit card in the first place. It is a reason to not take out debt that you know you can’t afford. I am not sure if I would rather not have a credit card, but I am sure I would rather not use it.
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